Author archive for Escala Financial

As the end of the year approaches, home sales appear to be curtailing a bit in a typical seasonal...

The FHFA has implemented a 50bps hit on any refinance purchase by a Fannie or Freddie after December 1,...

Effects of Covid 19 on the mortgage and real estate industry have been significant. Mortgage rates have decreased but...

We now have the capability of funding our own loans to provide our customers the best rates available. The...

As the economy and housing market continue to hum along, lenders are loosening their lending criteria.  What usually happens...